There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Karen Garrett from DLC Sea to Sky Mortgage Team.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Karen is an absolute delight to work with, she made everything very simple and believe it or not fun! Everything was explained clearly with lots of options and no pressure was applied just good honest advice when asked. We hit a minor snag on closing day which totally was our own fault and Karen was there sorting it out and saving the day so all went well in the end!. I would definitely recommend her to anyone and will definitely use Karen in the future!
Emma B. and Paul S.
Karen & Krystle did amazing! So fast at responding and always willing to answer questions. They really made buying a home for the first time easier and less stressful. They also kept us updated on interest rates lowering, which is always the most ideal when buying a home! Thanks so much, I would highly recommend working with these two ladies to anyone!
D and K
I used Karen Garrett, of Sea to Sky Mortgages, to arrange my recent mortgage on a condo in Whistler. Karen was helpful, knowledgeable and made my mortgage experience very seamless. While my situation was quite simple, I even knew the bank I wanted to deal with, I still chose to use Karen, over walking into the bank. I’m busy and no that financially literate and I knew she would, and did, iron out any wrinkles and streamline the whole process for me. I would, and have, recommended Karen to my friends and I fully intend to use Karen again. Thanks Karen!!
Sheilagh L.
Working with Karen removed much of the ambiguity that come into the mortgage application process. Her knowledge of the local market, speed of communication, and answers in advance to those “what comes next” questions made the process straightforward and surprise free. Highly recommended!
Alex F.
Karen and the team made things very seamless and easy. Couldn’t ask for better help. Thanks again!
Zach M.
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